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Choice Extras

A Extras-only product from Westfund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (21)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 50% of the fee Scale and clean (114): 50% of the fee Fluoride (121): 50% of the fee Extraction (322): 50% of the fee	$800 a yearShared with Major dental, Root canal (endodontics)
Major dental	12 months	Full crown, veneered (615): 50% of the fee	$800 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 50% of the fee	$800 a yearShared with General dental, Major dental
Glasses and contact lenses	2 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Physiotherapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Chiropractic	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Podiatry	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Psychology	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Acupuncture	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Remedial massage	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Audiology (hearing tests)	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Antenatal and postnatal care	12 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Chinese herbal medicine	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Dietetics	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Exercise physiology	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Orthoptics	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Health management programs	2 months	Health management program: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Home nursing, Occupational therapy, Osteopathy, Speech therapy
Home nursing	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Occupational therapy, Osteopathy, Speech therapy
Occupational therapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Osteopathy, Speech therapy
Osteopathy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Speech therapy
Speech therapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy

Not covered: Orthodontics (braces), Hearing aids, Orthotics, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics)
$800 a year
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Podiatry, Psychology, Acupuncture, Remedial massage, Audiology (hearing tests), Antenatal and postnatal care, Chinese herbal medicine, Dietetics, Exercise physiology, Orthoptics, Health management programs, Home nursing, Occupational therapy, Osteopathy, Speech therapy
$400 a year
Also includes other services not listed

Insurer's notes (original English)

Product features

Additional benefits included in this policy are Counselling, Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.

Special features

Access our Provider of Choice network — dental providers nationwide who work with us to help lower or eliminate out-of-pocket costs on selected preventative treatments

Frequently asked questions

How much does Choice Extras pay for a scale and clean?

According to government data, Choice Extras pays 50% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $800 a year.

What are the waiting periods for Choice Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Audiology (hearing tests) 2 months, Antenatal and postnatal care 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Home nursing 2 months, Occupational therapy 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Choice Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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