Extras-onlyOn sale

High Extras

A Extras-only product from Westfund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (27)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $40 Scale and clean (114): $85 Fluoride (121): $24 Extraction (322): $150	No annual limit
Major dental	12 months	Full crown, veneered (615): $1,000	$1,400 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $140	$1,400 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $2,500	$500 a year
Glasses and contact lenses	2 months	Single vision lenses and frames: $250 Multifocal lenses and frames: $250	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $50	$400 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $42 Subsequent visit: $42	$420 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: $30 Subsequent visit: $30	$300 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: $45 Subsequent visit: $45	$272 a year
Psychology	2 months	Initial visit: $75 Subsequent visit: $75	$300 a year
Acupuncture	2 months	Initial visit: $25 Subsequent visit: $25	$250 a yearShared with Chinese herbal medicine
Remedial massage	2 months	Initial visit: $30 Subsequent visit: $30	$250 a year
Hearing aids	36 months	Per hearing aid: $1,400	$1,400 a year
Blood glucose monitors	12 months	Blood glucose monitor: $100	$100 a year
Audiology (hearing tests)	2 months	Initial visit: $80 Subsequent visit: $80	$160 a year
Antenatal and postnatal care	12 months	Initial visit: 100% of the fee Subsequent visit: 100% of the fee	$200 a year
Chinese herbal medicine	2 months	Initial visit: $25 Subsequent visit: $25	$250 a yearShared with Acupuncture
Dietetics	2 months	Initial visit: $45 Subsequent visit: $45	$250 a year
Exercise physiology	2 months	Initial visit: $30 Subsequent visit: $30	$420 a yearShared with Physiotherapy
Orthoptics	2 months	Initial visit: $25 Subsequent visit: $25	$250 a year
Health management programs	2 months	Health management program: 100% of the fee	$75 a year
Home nursing	2 months	Initial visit: $48 Subsequent visit: $48	$150 a year
Occupational therapy	2 months	Initial visit: $50 Subsequent visit: $50	$400 a year
Orthotics	12 months	Per pair of orthotics: $200	$200 a year
Osteopathy	2 months	Initial visit: $30 Subsequent visit: $30	$300 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: $48 Subsequent visit: $48	$400 a year
Vaccinations	2 months	Per vaccination: $50	$400 a yearShared with Non-PBS prescription medicines

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental, Root canal (endodontics)
$1,400 a year
Orthodontics (braces)
$500 a year, $2,500 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines, Vaccinations
$400 a year
Also includes other services not listed
Physiotherapy, Exercise physiology
$420 a year
Chiropractic, Osteopathy
$300 a year
Podiatry
$272 a year
Hearing aids
$1,400 a year, 1 per 3 years
Also includes other services not listed
Blood glucose monitors
$100 a year
Audiology (hearing tests)
$160 a year
Also includes other services not listed
Antenatal and postnatal care
$200 a year
Health management programs
$75 a year
Orthotics
$200 a year
Also includes other services not listed
Psychology
$300 a year
Also includes other services not listed
Acupuncture, Chinese herbal medicine
$250 a year
Remedial massage
$250 a year
Also includes other services not listed
Dietetics
$250 a year
Also includes other services not listed
Orthoptics
$250 a year
Home nursing
$150 a year
Occupational therapy
$400 a year
Speech therapy
$400 a year

Insurer's notes (original English)

Product features

Additional benefits included in this policy are Counselling, Health Aids & Appliances (e.g. Devices for Sleep Apnoea and Diagnosed Snoring, Respiratory Aids & Blood Pressure Monitors), Outpatient Travel, and Sunglasses purchased through a Westfund Care Centre or through Westfund’s online sunglasses store, The Collection. Please contact Westfund for details or visit www.westfund.com.au/help/ for additional claiming information.

Special features

Our Orthodontic benefit accrues at $500 per policy year up to a lifetime limit of $2,500. Plus, access our Provider of Choice network — dental providers nationwide who work with us to help lower or eliminate out-of-pocket costs on selected preventative treatments.

Frequently asked questions

How much does High Extras pay for a scale and clean?

According to government data, High Extras pays up to $85 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for High Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 12 months, Audiology (hearing tests) 2 months, Antenatal and postnatal care 12 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Home nursing 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can High Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

Already have Extras? Make the most of your limits

Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.

Free matching